QA61 - Listener Questions, Episode 61

About this episode

In this Meaningful Money Q&A, Pete Matthew and Roger Weeks answer six listener questions on the UK money decisions that trip people up. We look at the best place to hold an emergency fund (cash ISA, Premium Bonds or stocks and shares ISA), how the £10,000 Money Purchase Annual Allowance works if you retire part-way through the tax year, and whether moving pension income into an ISA can help fund future care home costs. We also cover claiming a refund on overdraft charges, balancing a police CARE pension with a SIPP, LISA and ISA to retire at 55, and paying employee share scheme proceeds into a SIPP tax-efficiently. Shownotes: https://meaningfulmoney.tv/QA61  01:51  Question 1 Hi Pete and Roger - I'm quite a new listener to the podcast having come across it in my current pursuit of career-changing into the marvellous world of Financial Planning, from Accounting. The mini-series on what makes a good financial adviser was very eye opening and helped me take the decision to make the leap into financial advice - so thank you! Currently only 4 days left of my notice period as of writing. My question is hopefully a VERY simple one, especially for gentlemen of your calibre -