QA63 - Listener Questions, Episode 63

About this episode

In this Meaningful Money Q&A, Pete Matthew and Roger Weeks answer six listener questions about UK investing, pensions and retirement planning. They explore investment fund risk ratings, funding the years before the State Pension, balancing pension saving with spending and family gifts, and how salary sacrifice, relevant UK earnings and pension carry forward work. The episode also examines how Armed Forces Early Departure Payments relate to the tax-free pension cash allowance, plus whether a £2,880 SIPP contribution could benefit a non-taxpayer approaching retirement. A practical UK personal finance podcast for anyone seeking clearer answers on investment risk, pension tax relief and making retirement income last. Shownotes: https://meaningfulmoney.tv/QA63 01:45  Question 1 Dear Roger, Pete and Producer Kate, Thanks  for all the work you do in producing a great podcast. In a world where financial literacy is often kept behind a paywall, the clarity and confidence your show provides is more than just 'good content'; it's a public service that is genuinely levelling the playing field for all of us. I wondered if you could impart some of your wisdom from advising client